MTN Mobile Money
Enter the amount, then approve the payment on your phone with your MoMo PIN.
- Your own MTN number, or one you confirm with a code
- Balance updated as soon as you approve
We are a professional credit card production company. Now there is a preferential activity for new users. You can get your exclusive credit card for free if you input your mobile phone number.
1233211334567777
1233211334567777
1233211334567777
0%
APR for 12 months
$0
Annual fee, forever
5%
Cash back everyday
See it in the app
Here is how the CardSpark app works — real screens from the app you'll use.




Your cards
Everything about your cards is in the Cards tab of the app — no calls, no branch visits.
One for shopping, one for travel, one for subscriptions — each with its own plan, name and design.
Lost a card or not using it? Freeze just that card and its payments are blocked until you unfreeze it.
Pick a plan per card. Stop renewing whenever you like — the card works until the end of what you paid for.
Card plans
Every card has its own plan, paid from your CardSpark balance.
Our trusted partners
How it works
Everything happens on your phone. Most people are set up the same day.
Sign up with your mobile number. We text you a code — no password to remember.
Send a photo of your ID and a quick selfie. Our team reviews it, usually within a day.
Link MTN MoMo, Orange Money or a bank account in your own name.
Add money to your balance, then pick a monthly, yearly or one-time plan for each card you want.
Top up your way
Link a method once, then top up in a few taps. Every method must be in your own name.
Enter the amount, then approve the payment on your phone with your MoMo PIN.
Enter the amount, then confirm the request on your phone with your Orange Money PIN.
Link a bank account in your name, then send a transfer with the reference we give you.
Card benefits
A card account that is simple to open, safe to use and works across Central Africa.
Every account is identity-checked, and sign-in always needs a code sent to your phone.
Top up from MTN MoMo or Orange Money and approve it right on your phone.
Cameroon, Gabon, Congo, Chad, the Central African Republic and Equatorial Guinea.
ID photos and bank details are stored encrypted and only seen by our review team.
Your balance and every top-up, with its status, in the app and your online account.
Ask our assistant any time, or write to our team from the contact page.
Mobile app
Manage your CardSpark card from anywhere. Check your balance, follow every payment and collect your cash back, all from one app.